My ex husband stopped making payments on a car I cosigned on after I filed for divorce. The car was repo’d before the divorce was final. Anyway, I’m trying to buy a house and the lender is requesting a letter explaining the repossession. Can anyone provide me with a site that has a sample letter?
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You don’t need a sample. Just explain what you explained here.
You don’t need a sample letter. Just state the facts.
You were a co-signer on the car loan. The vehicle was used by your now ex-husband. The ex stopped making payments when you filed for divorce and the vehicle was repo’ed.
Was this vehicle covered in your final divorce decree? Is there a balance outstanding? If your decree doesn’t make your ex responsible for that car loan, you may have to settle that outstanding balance before you can get that mortgage.
You don’t need a sample letter…just write one telling exactly what you have said here.